发现 Patelco区别

当您加入Patelco时,您既是会员又是所有者. Patelco会员包括以下内容 信用社差异,以及会员独有的福利.

  • 为您的财务健康而开发的产品和服务
  • 明显太阳集团官网和更低的费用
  • 总是为你着想,而不是我们的底线

我们是来打造你的今天和 为明天加油. To help you manage your day-to-day financial life and strengthen your financial future.


我们的会员可以通过购买我们的产品赚取更多的储蓄.00%的年1 货币市场选择帐户. 没有费用或最低余额, 这个帐户允许任何人, 从新手到有经验的储蓄者, 投资于他们未来的财务.

我们一直在想办法为您提供最低的贷款利率. So, if you don’t initially qualify for our lowest rate on a vehicle or personal loan, LevelUp can reduce that rate over time when you make on-time monthly payments.2 了解更多

We’ve partnered with great companies and community organizations to extend special deals exclusive to Patelco members. Why pay full price when your Patelco membership includes special perks like discounts for car rentals, 汽车的购买, 假期, 和家庭娱乐.

Here’s some of the many benefits that come with Patelco membership. 向下滚动以发现更多的好处.


每隔一段时间, I get a letter from Patelco saying that because you have made your payments on time, 我们正在降低你的利率! What other bank or business voluntarily gives you a discount and helps you out like that?

T.K., 2013年加入


Members: Save up to $20 when you file your federal taxes with TurboTax.

We’ve partnered with TurboTax to help make preparing and filing your taxes simpler and affordable. Now, you can securely file your taxes from your smart phone, tablet or computer.


  • 最高退款保证
  • 他们会再次检查你的退货
  • 100%精确计算保证
  • SmartLook专家现场帮助按需

会员在联邦豪华酒店可节省10美元, 联邦总理节省15美元, 联邦自雇节省20美元.


Put yourself in the driver’s seat with a better 汽车的购买 experience.

汽车SMART is a great online resource that helps you take control of the 汽车的购买 process, 从头到尾.

  • 汽车贷款利率低至 6.4月94%4
  • 回顾成千上万的新车和二手车
  • 了解二手车的蓝皮书价值
  • 找到当地的经销商,并要求报价
  • 得到预先核准的
  • 申请及融资方便
  • 所有的在线和免费使用!



  • 收到一个 1.00年利率%折扣 你的帕特尔科汽车贷款利率5
  • 从120多个品牌和型号中选择
  • 以旧换新
  • 竞争和低于凯利蓝皮书定价6
  • 109点认证检查7
  • 12个月路边援助8
  • 免费的交叉路口® 车辆历史报告™


Secure your legacy and family’s future with an affordable and inclusive estate planning solution.

遗产规划适合每个人. 我们与Trust合作 & Will to offer our members estate planning services – and as a Patelco member, you’ll receive 遗嘱或信托的25%折扣.

  • 这是100%的在线与简单的一步一步的指导
  • 专家帮助可通过聊天,电子邮件,或电话
  • Save 25% off any estate plan and get the first shipment of documents for free
  • Built by attorneys and customized by you to fit your needs and wishes




  • 节省高达25%9
  • 使用快速自助登记



  • 获得正常价格的折扣
  • 免费租车接送10



  • 节省高达25%
  • 享受无限里程11



Save on your next vacation with exclusive Patelco member discounts.

Patelco members save hundreds of dollars on their vacation with 今天就离开!

  • 节省与折扣迪士尼乐园门票,酒店价格和更多
  • 或从1900多个目的地选择
  • 和旅游专家一起计划你的旅行
  • 预订你的假期只需要175美元
  • 最好的价格,最好的服务保证



  • 向60多个国家汇款
  • Select delivery by direct bank deposit, home delivery or cash pickup.
  • 享受可靠的服务,保证退款.



  • 超过240个频道
  • 高清频道无需额外收费
  • 录制您最喜欢的高清节目,没有额外的费用
  • 支付可承受的固定价格,为期2年

国家信用社管理局 (NCUA)保险


  • 的 国家信用社管理局 是美国的一个独立机构.S. 监管联邦信用合作社的政府.
  • 保险 is automatic with a Patelco membership–there’s no need to sign up.
  • 所有个人会员都有25万美元的保险.

1 2.余额高达2000美元,年利率为00%. 利息收入因余额等级而异.

2 LevelUp (formerly the Timely Repayment Incentive Program aka TRIP) is offered to members who are approved for the following loans at Patelco’s credit tier 2 or higher: auto, 摩托车, RV, 船, 个人贷款, 不包括所有信用额度. 总折扣高达1.50% APR(年度百分比率)适用于2010年.50% APR increments for every 12 consecutive on-time monthly payments. Maximum discount will never cause the final APR to be lower than the LevelUp floor rate for the specific loan and term at time of funding. 每月付款金额保持不变, 还有额外的钱用来支付本金, which shortens the term of the loan and the total amount paid over the life of the loan.

3 Maximum refund guarantee: If you get a larger refund or smaller tax due from another tax preparation method, TurboTax will refund the applicable TurboTax federal and/or state purchase price paid. TurboTax Online Federal 免费的 Edition customers are entitled to payment of $14.99美元,并退还你的国家购买价格. 100%精确计算保证. 100%精确计算保证: If you pay an IRS or state penalty or interest because of a TurboTax calculation error, TurboTax会支付你罚款和利息. TurboTax专家帮助, 税务建议和SmartLook:包括在豪华, Premier and Self-Employed (via phone or on-screen); not included with Federal 免费的 Edition (but available for purchase with the + bundle). SmartLook on-screen help is available on a PC, laptop or the TurboTax mobile app. TurboTax专家提供一般建议, customer service and product help; tax advice provided only by credentialed CPAs, 注册代理人和税务律师. 功能可用性因设备而异. 州税务咨询是免费的. 服务, 专业领域, 经验水平, 营业时间和可用性各不相同, 如有限制及更改,恕不另行通知. CompleteCheck: Covered under the TurboTax accurate calculations and maximum refund guarantees.

4 APR(年度百分比利率). 汽车价格从6点开始.94% APR effective 10/20/2023; subject to change without notice. Patelco offers a range of base rates and discounts that depend on factors such as credit history, 贷款期限, Patelco账户关系, 贷款金额和车辆年龄. 可能会有额外折扣. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 17.4月99%. To learn more about rates, terms, and exclusive discounts for members, such as 家庭的承诺,拨打800.358.8228或亲临任何Patelco分公司. 新的汽车贷款支付例子: 0 - 48个月:23美元.每借1000美元每月99美元.4月94% for 48 months; 49‑66 months: $18.每借1000美元每月38美元.04% APR for 66 months; 67‑72 months: $17.每借1000美元每月22美元.24% APR for 72 months; 73‑84 months: $15.每1000美元每月借51美元.84个月,年利率74%. 二手汽车贷款支付例子: 0 - 48个月:23美元.每借1000美元每月89美元.74% APR for 48 months; 49‑66 months: $18.每借1000美元每月28美元.84% APR for 66 months; 67‑72 months: $17.每借1000美元每月10美元.99% APR for 72 months; 73‑84 months: $15.每借1000美元每月35美元.84个月的年利率为44%.

5 APR(年度百分比利率). 1.00% off current 帕特尔科信用合作社 rate with a max 贷款期限 of 60 months. 目前的利率将根据信用价值和条款而变化. 为合格的帕特尔科信用合作社成员提供融资. Offer valid only on 企业用车销售 vehicles purchased from 11/1/2018 – 12/31/2021. This offer cannot be combined with any other offer other than those listed in this advertisement.

6 价格不含税, title, 标签, 政府费用, 任何排放测试收费, 以及任何财务费用(如适用). 除非在车辆详情中另有说明, 价格不包括加工费用, 行政, 成交费或类似费用为149美元或以下. 须预先出售的车辆. We make every effort to provide accurate information including but not limited to price, 里程和车辆选择, but please verify with your local 企业用车销售 location before purchasing. Current mileage may vary due to test drives and vehicle relocation. Used vehicles were previously part of 企业 short term rental, lease fleet or purchased by 企业 from other sources including auto auctions, 与以前的使用可能是短期租赁, 租赁或其他.

7 企业认证.™ Each vehicle goes through a rigorous inspection by an ASE-certified technician. 限制. 具体操作请参见某企业汽车销售经理.

8 企业 12-Month Unlimited Mileage Roadside Assistance Package is provided by the American 汽车mobile Association (AAA) and its affiliated clubs in the United States and Canada. 一些限制 & 限制.

9 折扣只适用于基本价格. 参加活动的地点可享受高达25%的折扣. 折扣因租赁日期、地点和车辆类型而异. Taxes other governmentally-authorized or imposed surcharges (including GST), 许可证和特许权补偿费, 机场及机场设施费, 燃料, 额外司机费, one-way rental charge and optional items (such as CDW/LDW up to US $30 per day) are extra. In the US check your insurance and/or 信用卡 for rental vehicle coverage. 租客必须符合标准年龄,驾驶和信用要求. 需提前24小时预订. 不能和其他折扣合并吗. 可用性有限. 如有更改,恕不另行通知. 可能会有限制日期. 禁止的地方无效.

10 取件须受地理及其他限制.

11 无限里程只在参与地点提供.